Point of Sale Virtual Terminals (vPOS)
By virtual POS terminals offered by BORICA, e-commerce merchants may accept card payments on their websites/e-shops/mobile apps. vPOS terminals process payments in BGN, EUR and USD and accept bcard, Visa, Mastercard, Diners/Discover cards. Merchants may use virtual POS terminals contracting any of the financial institutions, partners of BORICA.
E-commerce merchants and their customers may benefit also from:
- Credential on File - The merchants can offer to their clients to store card details in order to be used for further payments. For security reasons the first transaction is performed with full cardholder authentication and card data is kept by BORICA. During the next payment, the client only chooses with which card to perform the operation. It's a handy way when using mobile devices
- Recurring Payments - The merchants can offer to their clients to pay for goods or services on a regular basis and BORICA automatically processes subsequent payments according to the parameters of the agreed recurring plan
- Pre-Authorization - The merchant separates the payment into two stages: 1) Blocking of particular amount in the card; 2) Completion of the payment. The service is very useful when the final payment amount is not set – e.g. at rent-a-cars, hotel bookings, or dynamically changing stocks of goods
- Payment page personalization - Showing merchant logo at the payment page or developing a custom payment page design
- Ready-to-use plugins for card payments acceptance for the most popular e-commerce platforms, free to download and use:
(Download, v.2.0.0)* (Download) (Download)
*v.2.x will be available for download at
WordPress marketplace after 20.01.2025
- Google Pay™ Acquiring for e-commerce Merchants (Manual)
During card payments acceptance on the internet, EMV 3DSecure protocol applies. It ensures cardholder authentication (confirmation by passwords or biometric authentication). This increases the level of security for cardholders and prevents merchants from disputed payments
